Finance Options
At Cullen, we offer a range of flexible finance options to make owning your dream fine jewellery piece stress-free and straightforward. You can choose from our trusted “buy now, pay later” partners below to make your dream piece a reality. These services allow you to spread your payments over time, and we can start crafting your order once your payment or finance approval is confirmed.
- The maximum credit limit is $4000 NZD.
- Interest-free.
- Split your order into 4 fortnightly payments.
- Late payments will incur a fee of $10.00 NZD.
- Our team can only process this payment method manually and cannot be used through the website.
Depending on your location, you can pay using various methods, including debit/credit card, bank transfer, PayPal, and local “buy now, pay later” (BNPL) services such as Humm, Zip, Afterpay, or Klarna. All online and showroom orders require payment to begin production.
At this time, if you’d like to use financing for an online order, you must finance the full amount of your order. Payments processed through our showrooms can be made in part through finance and another payment method.
Yes, depending on the finance provider and your location, there may be establishment fees, monthly account fees, or interest charges. Fees vary by provider and loan amount. Be sure to review the terms and conditions of the service you choose before committing.
When paying with finance, production begins once your application is approved and the contract is activated.
If your application is declined, don’t worry, it’s often a simple matter of confirming additional identification or financial details. We’ll guide you through the next steps and can help you reapply once the requirements are met.
Your repayments will begin once your order has been activated, which happens when the creation of your ring has commenced.