Finance Options
At Cullen, we offer a range of flexible finance options to make owning your dream fine jewellery piece stress-free and straightforward. You can choose from our trusted “buy now, pay later” partners below to make your dream piece a reality. These services allow you to spread your payments over time, and we can start crafting your order once your payment or finance approval is confirmed.
- $2,000-$18,000AUD credit limit.
- 6% interest rate
- One-off establishment fee of $30-$110AUD.
- Ongoing $8AUD monthly payment fee.
- 2k to 5k = 13, 26, 39, 52 months (0% deposit).
- 5k to 12k = 52 months (0% deposit).
- 12k to 18k = 78 months (0% deposit).
- This payment method can be used at checkout.
- $350-$1,000AUD credit limit.
- Interest free.
- Late payments will incur a fee of $7.50AUD.
- $0AUD establishment fee.
- $9.95AUD monthly payment fee.
- This payment method can be used at checkout.
- $1,000-$5,000AUD credit limit.
- Up to 12 months interest-free available
- $9.95AUD monthly account fee.
- Late payments will incur a fee of $15.00AUD.
- One-off establishment fee up to $99AUD may apply
- Flexible fortnightly or monthly payments
- This payment method can be used at checkout.
Depending on your location, you can pay using various methods, including debit/credit card, bank transfer, PayPal, and local “buy now, pay later” (BNPL) services such as Humm, Zip, Afterpay, or Klarna. All online and showroom orders require payment to begin production.
At this time, if you’d like to use financing for an online order, you must finance the full amount of your order. Payments processed through our showrooms can be made in part through finance and another payment method.
Yes, depending on the finance provider and your location, there may be establishment fees, monthly account fees, or interest charges. Fees vary by provider and loan amount. Be sure to review the terms and conditions of the service you choose before committing.
When paying with finance, production begins once your application is approved and the contract is activated.
If your application is declined, don’t worry, it’s often a simple matter of confirming additional identification or financial details. We’ll guide you through the next steps and can help you reapply once the requirements are met.
Your repayments will begin once your order has been activated, which happens when the creation of your ring has commenced.